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XPay

XPay

Conveniently transfer money, pay bills and make purchases on your phone!

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How it works

Follow these instructions:

Step 1: Download the XPay App

Get it for FREE on the Google play or Apple Store.

Step 2: Register for FREE

Create your XPay Account, it’s 100% FREE!

Step 3: Get your XPay Account verified

Log in to your XPay App and get verified by submitting the required information and documents. Once approved, you’ll get full access to all XPay features and services.

Step 4: Add money to your XPay Account

Add money to your account from other banks using Instapay or Pesonet or over the counter at any 7-Eleven or UnionBank branches.

Step 5: Use your XPay App and enjoy!

Use your XPay Virtual Card to shop online. Pay bills and send money to any local bank right on your phone. Enjoy!”

Get your own personalized XPay Visa Card.

Request for your very own XPay Visa Card through the XPay App, get it delivered right to your doorstep. Use this card to withdraw funds through the ATM and shop at any Visa accepting establishment online, here and abroad.

This shares the same balance as your XPay Account and has an EMV chip for added security. You can view and manage your card and transactions  all in the XPay App!”

Important Notice

It is unfortunate to share this news, but after careful consideration we have decided to discontinue XPAY by March 30, 2023.

XPAY will accept transactions until 11:59 of February 27, 2023.  After this, you may still view your XPAY account until 11:59PM of March 29, 2023.

To facilitate the transition and some important key dates to acknowledge, please click HERE.